@medicgrrl wrote:
My sister just dealt with Optimum. They were super friendly and easy to deal with. The lady emailed my sister a letter stating she would delete after payment, and they kept their word and deleted promptly. I would call them and start the process.
That's good news. Yes thy were quite friendly and assured me that it takes 30-45 days to reflect. No we wait. It felt really good to get that taken care of. Medicgrrl you are pretty knowledgeable. I have a few COs on there (2014) that refuse to budge. Do you think that my scores can still improve even with them showing? They are all showing a $0 balance however, our goal is to look good enough for a VA loan.
