Collections removed, How long?

[Anonymous]

I had a collections in my account that did not belong to me, I was a victim of identity theft which was resolved a long time ago but a new collections appeared like 2 months ago, sent them all the information they needed to prove it didn't belong to me which was great. Now it is removed but I wanted to know how long does it take before you see an increase from the removal??

[Anonymous]

The increase should be instant provided there are not other factors offsetting it. For example, I got my only charge off removed early this month and my scores dipped quite a bit because it was technically my oldest account. Your collections shouldn't be affecting it the same way, but if you have any other negative indicators happening at the same time, then you may not see much of a change.

[RonM21]

Right, it should be at the same time it was removed. The above post is correct in that if you still have other negatives, the impact may not be as great.

[Anonymous]

Data point--I had a $2k collection deleted this week, EQ and TU have already reported the deletion, haven't gotten any notification from EX yet. Got a 30 point bump on TU, and got a 19 point bump from EQ today, but that was in tandem with a balance decrease on two cards, so I don't know how much was attributable to the collection vanishing.

I've still got a $8k charge off and a bunch of lates in 2012-2013 on my report, so my 30 point bump most likely isn't going to be the same type of bump you'll get when it eventually hits you.

[Anonymous]

Thank you for your response everyone, I appreciate it...lets see if I get a little bump from it, it was removed yesterday