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Not only looking into an score change , but the bigger picture is that on ALL manual reviews a settle collection looks 100% better than an unpaid one
@Anonymous For manual review, I totally agree. I’m strictly speaking of score change, strictly speaking of effect on scoring.
Yes, I plan on buying a house in 2 years or less credit allowing so I need to think of that, personally I would never lend anyone money that has delinquent debt .
dan