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Could not retrieve my FICO score

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Chala
Contributor

Re: Could not retrieve my FICO score


@Anonymous wrote:

validate your identity.  EX does not sell FICOs to consumers, and you cannot get their score unless you have an account at a specific CU in PA or have a lender pull it.


Ok I am new to this so bear with me ok? EX does not sell FICOs??  So I need an account at a Credit Union in Pennsylvania a lot of your abbreviations I am not getting.

 

How bout the real estate agent, nobody wants to answer that question???? Thanks for your time.

Message 11 of 13
Datx
Valued Contributor

Re: Could not retrieve my FICO score

Yes. EX aka Experian does not offer FICO scores to consumers. Here is a linky on that subject found here.

 

In order to get your Experian FICO score, a loan officer from a credit union that mauve suggested, should be able to tell you that score. But that probably means you have to apply for credit or a product the credit union offers that will require them to pull your credit report.

 

Regarding the real estate agent question, I would let them check it. I'm not sure what they use to pull up your score but if I remember correctly, I read somewhere on this forum that the credit check apartment complexes run is different than the one you would pull up with myFico. They look for any past rental history as well. Hope this helps.

Message 12 of 13
Chala
Contributor

Re: Could not retrieve my FICO score


@MyCreditStinks wrote:

Yes. EX aka Experian does not offer FICO scores to consumers. Here is a linky on that subject found here.

 

In order to get your Experian FICO score, a loan officer from a credit union that mauve suggested, should be able to tell you that score. But that probably means you have to apply for credit or a product the credit union offers that will require them to pull your credit report.

 

Regarding the real estate agent question, I would let them check it. I'm not sure what they use to pull up your score but if I remember correctly, I read somewhere on this forum that the credit check apartment complexes run is different than the one you would pull up with myFico. They look for any past rental history as well. Hope this helps.


Yes and thanks for making things clear MyCreditStinks, so i guess i will have to let the real esate agent do it, thanks for clearing that up!

 

Message 13 of 13
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