Credit Check Total - Report & Score

[Anonymous]

I just signed up for CCT and was reading through my CR and not all my accont's information are in there, I'm missing 2 accounts? 2 weeks ago, I pulled my CR via annualcreditreport.com and that has all my information.

Also my scores @ CCT are much lower than my actual FICO? I know CCT scores are FAKO but I was assuming it would be mich higher than my FICO since its a FAKO. Now its making me worried now that its a lower FAKO score, can my FICO might be much lower now?

I

s that normal?

CCT Scores as of 8/5/09

TU: 581

EX: 578

EQ: 574

[RadioRob]

FAKO scores can be higher, lower, or exactly the same as your FICO.  As it's based on an entirely different formula, it could be anything else.  Heck...  sometimes it feels like you could just drop random #s in a hat and pull one out for your current FAKO score at times. 

[Anonymous]

I also use that service, and my FAKOs are lower than my FICOs.

Is it possible that a couple of accounts aged off?  Have you sent any PFDs lately?

[Anonymous]

I also use that service, and my FAKOs are lower than my FICOs.

Is it possible that a couple of accounts aged off?  Have you sent any PFDs lately?

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Not Actually.. I have 2 Citi CC accounts in good standing that should be in there..

Is it maybe because since I just signed up, it is on a "trial perid" for 1 week?

[Anonymous]

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@Anonymous wrote:

I also use that service, and my FAKOs are lower than my FICOs.

Is it possible that a couple of accounts aged off?  Have you sent any PFDs lately?

_____________________________________________________________________

Not Actually.. I have 2 Citi CC accounts in good standing that should be in there..

Is it maybe because since I just signed up, it is on a "trial perid" for 1 week?

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The only difference I noticed during the trial period is that you couldn't purchase a new 'free' report until the trial ran out.

So you pulled a credit report (or all three) two weeks ago, the two accounts in good standing showed there, but they aren't listed anywhere on your CCT credit report two weeks later?

Message Edited by helplessintn on 08-05-2009 02:30 PM

[Anonymous]

the only difference I noticed during the trial period is that you couldn't purchase a new 'free' report until the trial ran out.

So you pulled a credit report (or all three) two weeks ago, the two accounts in good standing showed there, but they aren't listed anywhere on your CCT credit report two weeks later?

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Yes I pulled my CR via annualcreditreport.com and it was in there.. I am also subscribed to Score Watch via myfico.com and it shows it in there too via my EQ CR..

And now on CCT, its not on there.. Weird huh?

[BungalowMo]

That is odd...it's like it's not pulling "all" your info from the main sites.  I'd call them & ask what's up.

[Anonymous]

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@BungalowMo wrote:
That is odd...it's like it's not pulling "all" your info from the main sites.  I'd call them & ask what's up.

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I agree - call them and tell them it's not matching up.