Credit Debt

[Anonymous]

Hello, I am 20 years old and when I turned 18 I messed up my Credit. Now I am at a 484 according to FICO. How can I start to repair this? I start college in the fall, PLEASE HELP!

[MarineVietVet]

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@Anonymous wrote:

Hello, I am 20 years old and when I turned 18 I messed up my Credit. Now I am at a 484 according to FICO. How can I start to repair this? I start college in the fall, PLEASE HELP!

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Hello and welcome.

I'm going to move your post to the Rebuilding Your Credit board.

[laz98]

Welcome to the forums! 

I would recommend reading all the stickied threads in the Rebuilding Your Credit forum.  They are very informative & will give you a starting point for better understanding your situation.