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Credit One Charge off -Success!!

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Anonymous
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Credit One Charge off -Success!!

One year and a few months ago my scores were in the 400's. I am now at 680 TU, 640 EQ, 613 EXP (due to recent $40 medical collection)   Throught the advice of this site I have totally changed my life and financial outlook and I was confident enough to apply for a few credit cards and a small car loan for which I was approved so thank you!

 

My recent success was by sending a brief email to the CEO of Credit One, a few hours after sending it I received a response from his secretary saying that I would be contacted by mail. Sure enough I received a letter saying that they would remove the charge off and so it was done!

 

I now have 3 charge offs (HSBC, Capital One and $100 Fingerhut chargeoff) and if I can successfully achieve those I should reach the 700 club!

Message 1 of 35
34 REPLIES 34
gdale6
Moderator Emeritus

Re: Credit One Charge off -Success!!

Grats to the success

 

Emoticon-Thumbs Up.png

Message 2 of 35
EW800
Valued Contributor

Re: Credit One Charge off -Success!!

Congratulations on the success and major score improvements!  Smiley Happy

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2026: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 827
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 35
Anonymous
Not applicable

Re: Credit One Charge off -Success!!

Can you PM the email of the ceo please?
Message 4 of 35
Anonymous
Not applicable

Re: Credit One Charge off -Success!!

Congratulations ! i am also trying to do the same, Can someone please PM me the email address?

Message 5 of 35
Anonymous
Not applicable

Re: Credit One Charge off -Success!!

Great Job, will you also email me a copy of the successful email & email adress so that I amy attempt the same??

 

Thanks!

Message 6 of 35
Anonymous
Not applicable

Re: Credit One Charge off -Success!!

That's fantastic!!  I see a number of us on here asking for the CEO email address you used, and I know that I could really use that information as well.  I spent hours trying to figure out the CEO for HSBC, and when I did, didn't have the best luck.

 

However, my wife has a couple of 30 day lates with CreditOne that I would love to try to get removed in good will from the CEO.

 

Again, congratulations on the success!

Message 7 of 35
Anonymous
Not applicable

Re: Credit One Charge off -Success!!

Fantastic! Good job!!!

 

 

 

 

 

 

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/19-FICO: EQ - 782; TU - 769; EX - 681; GOAL: 780 across the board. Gardening until further notice.

Message 8 of 35
lizziebeans
Established Member

Re: Credit One Charge off -Success!!

Wow! That's awesome! Can you PM me the info as well? Thank you in advance. 

Message 9 of 35
thomasjm99
Regular Contributor

Re: Credit One Charge off -Success!!

Awesome! Congrats!

 

I, too, would like to be PMed with the E-Mail for the CEO as I have a baddie with them I'm hoping to work on.

 

Thanks!!!

Message 10 of 35
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