No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey y'all, I'm a newbie to credit rebuilding and would appriciate some help ....
I recently paid off the remainder of an old Credit One CC that I opened up in February 2010.
My FICO 3-Agency Report (as of 2/28/14) shows good payments in 2010 up until March 2011 when it shows delinquit through August (Equifax) and through April 2012 on Experian. TU does not report anything. Then it goes back to good payments. - No I know for sure that I stopped making payments on it sometime around mid-2010 I believe.
The debt was charged-off (Equifax), Charged off as bad debt (TU) and Unpaid balance reported as a loss by credit grantor (Experian).
Most recent Status Date was May 2012 - when I'm assuming they passed off the debt to Northland Group.
Last year I setup a payment plan with Northland and recently paid off the whole debt.
However, Creit One still shows up in my FICO 3-Agency Report.
How do I go about getting this removed? Would this be a GW letter to Northland or to Credit One?
I appriciate any responses. Thanks
Email the Executive Office and they might do a goodwill removal. They were pretty easy going and did it for me.

The Executive Office for Credit One or for Northland Group?
The EO for Credit One. I have never dealt with Northland Group.

@Anonymous wrote:The Executive Office for Credit One or for Northland Group?
GW letters always go to the entity that is reporting on your CRs. A CA cannot make promises of removal/changes for the OCs TL and vice versa.
Can you OM me the info I need please?
Could I please get a PM for the email or address for the Executive Office for Credit One? Once I get my payments done, I would like to try a GW deletion from Credit One. Thanks
Would you email me the contact at Credit One? I would like to goodwill them. THank you so much!