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Credit One - How to delete from credit report

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Anonymous
Not applicable

Credit One - How to delete from credit report

Hey y'all, I'm a newbie to credit rebuilding and would appriciate some help ....

 

I recently paid off the remainder of an old Credit One CC that I opened up in February 2010.

 

My FICO 3-Agency Report (as of 2/28/14) shows good payments in 2010 up until March 2011 when it shows delinquit through August (Equifax) and through April 2012 on Experian.  TU does not report anything.  Then it goes back to good payments.  - No I know for sure that I stopped making payments on it sometime around mid-2010 I believe.

 

The debt was charged-off (Equifax), Charged off as bad debt (TU) and Unpaid balance reported as a loss by credit grantor (Experian).

 

Most recent Status Date was May 2012 - when I'm assuming they passed off the debt to Northland Group.

 

Last year I setup a payment plan with Northland and recently paid off the whole debt.

 

However, Creit One still shows up in my FICO 3-Agency Report.

 

How do I go about getting this removed?  Would this be a GW letter to Northland or to Credit One?

 

I appriciate any responses. Thanks

 

 

Message 1 of 8
7 REPLIES 7
Goodscore81
Regular Contributor

Re: Credit One - How to delete from credit report

Email the Executive Office and they might do a goodwill removal.  They were pretty easy going and did it for me.


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Message 2 of 8
Anonymous
Not applicable

Re: Credit One - How to delete from credit report

The Executive Office for Credit One or for Northland Group?

Message 3 of 8
Goodscore81
Regular Contributor

Re: Credit One - How to delete from credit report

The EO for Credit One.  I have never dealt with Northland Group.


2700........ 1000........ 500...... 2590...... 2300.....20,110...... 2250...... 2100.......1700..... 1850..... 5000..... 5000..... 2188.....6000....3000
Message 4 of 8
gdale6
Moderator Emeritus

Re: Credit One - How to delete from credit report


@Anonymous wrote:

The Executive Office for Credit One or for Northland Group?


GW letters always go to the entity that is reporting on your CRs. A CA cannot make promises of removal/changes for the OCs TL and vice versa.

Message 5 of 8
Anonymous
Not applicable

Re: Credit One - How to delete from credit report

Can you OM me the info I need please?

Message 6 of 8
rkinne02
Valued Member

Re: Credit One - How to delete from credit report

Could I please get a PM for the email or address for the Executive Office for Credit One? Once I get my payments done, I would like to try a GW deletion from Credit One. Thanks

Message 7 of 8
chrissy26
Member

Re: Credit One - How to delete from credit report

Would you email me the contact at Credit One? I would like to goodwill them. THank you so much!

 

Message 8 of 8
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