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Credit Rebuilding Company?

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Anonymous
Not applicable

Credit Rebuilding Company?

Are there any reputable companies or services out there that will look at my credit reports and advise on the steps needed to improve it? 
I don't want them to negotiate settlements for me, or do anything other than advise me. 

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Credit Rebuilding Company?

No.

 

You're already in the best place possible for guidance. We can help you with charting your improvement plan, and we are free too Smiley Happy

Message 2 of 6
OmarGB9
Community Leader
Super Contributor

Re: Credit Rebuilding Company?


@Anonymous wrote:

No.

 

You're already in the best place possible for guidance. We can help you with charting your improvement plan, and we are free too Smiley Happy


Was just about to comment that you have the best place for advice right in front of you, OP. Smiley Happy


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 6
Anonymous
Not applicable

Re: Credit Rebuilding Company?


@OmarGB9 wrote:

@Anonymous wrote:

No.

 

You're already in the best place possible for guidance. We can help you with charting your improvement plan, and we are free too Smiley Happy


Was just about to comment that you have the best place for advice right in front of you, OP. Smiley Happy


This is great, I have started reading through the forums and I've already learned so much. Thanks! 

Message 4 of 6
Anonymous
Not applicable

Re: Credit Rebuilding Company?

You're welcome. If you want directed help, you can lay out your profile and we can help you. List accounts and details such as limit, usage, age, status, etc for both positive and derogatory accounts and we can advise on how to proceed.

Message 5 of 6
Anonymous
Not applicable

Re: Credit Rebuilding Company?


@Anonymous wrote:

Are there any reputable companies or services out there that will look at my credit reports and advise on the steps needed to improve it? 
I don't want them to negotiate settlements for me, or do anything other than advise me. 


It's right here my friend. Most of these so called companies are bogus.

Last month i handled all 6 charge off and collection  settlements by myself and i saved nearly half of what i owed ($60K approx). One month later i'm already 100 points increase in my Fico and ready to be approved for a house purchase through FHA. 

just lay out what you are going through and the community will try to help

good luck!

Message 6 of 6
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