CreditCheck(R) Total

oneofayykind · ‎02-12-2009

Was wondering if anyone uses CreditCheck Total? I want something where I can constantly see things come off without having to pay again. I have done some searches regarding checking online and I'm not sure CreditCheck is the best. I don't have any cards like Amex so I can't use their service. Is CreditCheck or TrueCredit better? I know with TrueCredit you can only get a new report every 30 days where as CreditCheck it seems you can get a new one daily? I realize the scores are all FAKOS but I'm just looking to see things change.

I hope....

Anonymous · ‎02-12-2009

I use CCT and I am satisfied. I pull all 3 reports every day. And the best part, I only have to pay $9.95 a month. Be sure to cal in the retention dept. and say you want to cancel because its too expensive. Then the rep will offer you $9.95 for 6 months. At the 6 months mark, call in again and repeat step 1. If you decide to use CCT, avoid looking at the Plus scores. Other than that, I like the product and it achieves my purpose.

oneofayykind · ‎02-12-2009

I just signed up for CreditCheck Total but didn't realize you need to wait to have something mailed to you. Seems convient since you only have 9 days to evaluate it before cancelling. Anyone have any others out there like this where you can get the report right away? TrueCredit is one but you can only get the report every 30 days.

oneofayykind · ‎02-12-2009

What do people think/know about Chase Identity Protection and Experian Triple Advantage? I'm looking for one I can sign up for right now and get my updated reports but also that when I sign up I will have access immediately. Who wants to wait for their **bleep** scores once they mail your code.

Anyone have any opinions on either?

Anonymous · ‎02-12-2009

Mail? What are they going to mail? You should have been able to access your reports right away unless they are having problems verifying your identity. Also keep in mind, after the trial period, thats when you can pull all 3 reports each day. But during the trial period, just call in and "cancel" so they can give you the deal.

laz98 · ‎02-13-2009

@oneofayykind wrote:
What do people think/know about Chase Identity Protection and Experian Triple Advantage? I'm looking for one I can sign up for right now and get my updated reports but also that when I sign up I will have access immediately. Who wants to wait for their **bleep** scores once they mail your code.

Anyone have any opinions on either?

i have the experian triple advantage. i like having access to my experian report whenever i want, since it is my lowest score at the moment.

Boldilocks · ‎02-13-2009

@Anonymous wrote:
I use CCT and I am satisfied. I pull all 3 reports every day. And the best part, I only have to pay $9.95 a month. Be sure to cal in the retention dept. and say you want to cancel because its too expensive. Then the rep will offer you $9.95 for 6 months. At the 6 months mark, call in again and repeat step 1. If you decide to use CCT, avoid looking at the Plus scores. Other than that, I like the product and it achieves my purpose.

Wow, does that really work?? I'll have to try it - I just signed up for Credit Check Total yesterday and was able to view the reports right away. I can't remember how long the trial is -will I be able to review an updated report daily once the trial is over?

______________________________________________________
DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
Current scores: EQ - 750, TU - 732
My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732

Anonymous · ‎02-13-2009

@Boldilocks wrote:
@Anonymous wrote:
I use CCT and I am satisfied. I pull all 3 reports every day. And the best part, I only have to pay $9.95 a month. Be sure to cal in the retention dept. and say you want to cancel because its too expensive. Then the rep will offer you $9.95 for 6 months. At the 6 months mark, call in again and repeat step 1. If you decide to use CCT, avoid looking at the Plus scores. Other than that, I like the product and it achieves my purpose.
Wow, does that really work?? I'll have to try it - I just signed up for Credit Check Total yesterday and was able to view the reports right away. I can't remember how long the trial is -will I be able to review an updated report daily once the trial is over?

It should work still. Last time I heard, someone followed my directions and was able to get the offer 2 weeks ago. Yes, you will be able to update everyday once the trial is over. Hope that helps!

Anonymous · ‎02-13-2009

I signed up for the 7 day free trial late last week, called in on Monday or Tuesday of this week and got the $9.95/month for 6 months. Just make sure you call before your 7 day trial is up!

Anonymous · ‎02-16-2009

I just called to cancel my free membership and got the $9.95/month deal. I think I'll take them up on it since it's updated daily. They didn't mention anything about 6 months at this price though.