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Current Status Question

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Anonymous
Not applicable

Current Status Question

I have an account that I paid off 3 years ago.  It is showing at a zero balance on my credit report,but is showing "current status" as 60 days past due. Is that correct? Is it hurting me or should I just not worry about it?

Message 1 of 5
4 REPLIES 4
pizzadude
Credit Mentor

Re: Current Status Question

I would try to get that corrected. If it has been paid & closed then it can't still be 60 days late.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 5
Anonymous
Not applicable

Re: Current Status Question

Infiniti credit did that to me after a dispute. It tanked my score 60 points. I had to fax copies of my cr to show what they were doing, but when they corrected, I only rebounded 14 points! Definitely call the OC! Good luck!
Message 3 of 5
Anonymous
Not applicable

Re: Current Status Question

Do you think I should dispute it with the OC or the CBA?

Message 4 of 5
pizzadude
Credit Mentor

Re: Current Status Question


@Anonymous wrote:

Do you think I should dispute it with the OC or the CBA?



I would work with the OC.   The CRA is only reporting what the OC is sending them.  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 5
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