cancel
Showing results for 
Search instead for 
Did you mean: 

DELETION LETTER!!!! (What NEXT???) Please Help!

tag
mrfulloluv
Valued Member

DELETION LETTER!!!! (What NEXT???) Please Help!

All-

 

During my time of gaining PFDs, some companies have the instant update reporting. For example with Midland, the TL was gone from all 3 CRA in a matter of days.

 

Others can take b/w 30-90 days with different variables factoring in the deletion (DON'T HAVE THAT LONG!!)

 

However, with others, the CAs  have supplied me signed deletion letters with company letterhead. Smiley Tongue

 

I have already tried faxing to both EX and EQ with my dispute number and report number on the cover sheet. However I have had no luck getting the actual deletion.

 

Key Points:

 

  • Trying to close on a mortgage and rapid rescore has already taken place
  •  I have furnished my deletion letters to my LO.
  • However, my LO tells me that my middle score will be rescored  before closing, which is April 15th.

 

Therefore I am on a short timeframe, and need advice on how to get files deleted quickly, with deletion letters in hand!!

 

Please help!

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: DELETION LETTER!!!! (What NEXT???) Please Help!

I'm I'm the same situation! I hope someone comes along to answer this. I received a deletion letter today and would like to have it removed from equifax as soon as possible. We are in the middle of getting a mortgage and I would love to have the TL (my only collection) gone and maybe get a little score boost instead of just giving the letter to my LO.
Message 2 of 3
Anonymous
Not applicable

Re: DELETION LETTER!!!! (What NEXT???) Please Help!

99% of the time the CRA will want the information directly from the reporting party.  The CA needs to have it deleted.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.