DO YOU THINK IT IS POSSIBLE?

[jamevfan]

HELLO EVERYONE I AM IN THE PROCESS OF WORKING ON MY CREDIT AND RECENTLY IVE HAD 9 OR 38 NEGATIVE ITEMS REMOVED FROM MY REPORT AND MY I HAD NO TRAE LINES BUT OPENED A FIRST PREMIER CC, SMART FINANCIAL SECURED LOAN AND BECAME CURRENT ON MY CONNS ACCT. MY SCORE HAS IMPROVED ALOT BUT DO YOU THINK IT CAN GO UP ALOT MORE IF PREFERABLY 620 OR ABOVE ON ALL SCORES BEFORE NOV? MY

FIRST PREMIER CC 200 LIMIT WITH A 103.00 BALANCE

SMART FINANCIAL SECURED INSTALLMENT LOAN 900 WAS THE HIGHEST WITH A CURRENT 350.00 BAL

CONNS 1800.00 HIGH AMOUNT 1600 BAL

TELL ME YOUR HONEST OPINION

[BungalowMo]

Where did you get your scores from???  Credit  RULE #1...Only REAL FICO's matter!!!!!!!

To get 620's & higher...pay down those utilizations!!!  

[jamevfan]

IM TRYING TO PAY THEM DOWN, I GOT MY SCORE FROM THE MORTGAGE CREDIT COMPANY THEY ARE CONSIDERED REAL FICO'S

[jamevfan]

it is a Kroll Factual Data Bureau Express report is also says on it that it is a residential credit report and it has all the scores from all the bureaus. factualdata.com