@Anonymous wrote:Hi, new to the forums. Repairing my credit and I can across this account. Is my DOFD correct based on my payment history?
I have sporadic lates across 2013-2017. My first one is October 2013 and my last one is October 2017. I made my last payment in December 2017 which paid off my car loan. My DOFD is listed as December 2017. Is this correct?
A DoFD is only set when an account is charged off. I dont see that this one did so.
It will become a clean account when the last late falls off. Now if it was a per say 90 day late. It will fall off when the 30 day that led to the 90 ages to 7 yrs. Or as they call it a string of lates.
