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DV question

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Ravensfan2001
Established Contributor
‎03-20-2013 05:34 AM
‎03-20-2013 05:34 AM

DV question

I'm about to write DV letters to a hoard of CAs for my husband. Do I mention if there are several accounts accounts under the CA, or is writing "I recently pulled my credit bureau reports and discovered that you claim I owe you a debt. Under FDCPA 809, please send me validation of this debt to the address above" sufficient for the CA to validate all accounts?


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
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DaBears
Senior Contributor
‎03-20-2013 06:54 AM
‎03-20-2013 06:54 AM

Re: DV question

@Ravensfan2001 wrote:

I'm about to write DV letters to a hoard of CAs for my husband. Do I mention if there are several accounts accounts under the CA, or is writing "I recently pulled my credit bureau reports and discovered that you claim I owe you a debt. Under FDCPA 809, please send me validation of this debt to the address above" sufficient for the CA to validate all accounts?

One DV should be fine if they have multiple accounts listed with them.

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