@Anonymous wrote:
I have two CO's left on my CBR that have balances. I am wanting to know if the FICO score counts closed accounts balances into the mix of open accounts for the utilization ratio. I hope my question makes sense.
If both the balance and credit limit on a closed credit card are reporting then that card is part of utilization. But both factors have to be in play. You can read more about that in Closing Credit Cards.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
