On 7/28, I paid Convergent Outsourcing for a Midland collection. It was a settlement to be marked paid in full and they agreed not to report. On 7/29, Midland updated to the CRAs as unpaid. I am going to send a direct dispute to Midland but I wasn't sure if I should describe it as knowingly reporting inaccurate info in hopes of them deleting?
If so, they have to tell Midland you settled and they may not have. Before disputing with Midland I would contact Convergent and make sure they in fact let them know,.
That was what I was wondering since it was only a day difference. I know Midland is difficult to get rid of so I was hoping for a mistake. Yes, Convergent was collecting for an open Midland account OC was Verizon.
