I've heard the Wells Fargo Auto is a real pain to try and GW, but I have 1-30 day from July 2006 on my Fico and I'd like to remove it.
Is it true that a minor derrog like a 30 day doesn't have much bearing on your FICO after 2 years? If that's true I may stop trying to GW them.
9/26/08 TU: 528 EQ: 558 EX: 560
11/7/08 TU:584 EQ:601 EX 600
7/21/09 TU:636 EQ:626
12/27/11 TU: 675 EQ:680
