I have two Sears/CBSD accounts listed on my TransUnion credit report. Both accounts list the same opened date and the same high credit limit.
I did have one card, which went to collections before I paid it in February of last year.
I have tried everything I know to do. I have disputed as duplicate. I have called Sears. I have sent letters and faxes. In December of 2008, a CSR instructed me to fax them a letter and include the pay off letter for the accurate account. I did, but nothing has changed.
What am I doing wrong?
Initial Score: 639-643
They are being reported from two different addresses and the account numbers, which are all xxx, are different lengths.
When I first noticed them, one was still opened and the other listed as placed for collection. I disputed them as possible duplicates because I only had one card. Sad to say, but if I had had two, two would have gone to collections.