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A paid CO as in a sold OC a/c or did you pay the OC after CO? I mean, is the OC reporting twice or the CA?
If its the CA, i'd say DV the CA. If its the OC, I think you could dispute directly with the OC. The OC/CA when reporting an a/c, also are supposed to provide an unique identification number to the CRA and this normally avoids duplicacy. But surprisingly, things could sometimes go wrong within the credit reporting industry.
If the above does not work, you could dispute with the CRAs. No, they would not simply identify the error and correct it. You would have to specifically dispute the duplicacy. You could enclose the CBR and highlight the duplicate a/cs and add a small statement with the a/c number that you are disputing the duplicacy.
Writing what letters?
Who is reporting this?
I am confused. If you paid the account that was charged off, what is the dispute that you are filing with the CRA?
Paying debt kinda removes later assertion that it was inaccurate.
No, an OC cannot report a CO twice. So maybe that is your sole dispute under FCRA 611(a)?
CRAs are not the focus of getting things deleted. They only record what is posted to them.