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Re: EARLY EXCLUSION!!!! (Yes I am yelling)


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Re: EARLY EXCLUSION!!!! (Yes I am yelling)
Congrats!



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Re: EARLY EXCLUSION!!!! (Yes I am yelling)
@Anonymous wrote:I had a horrible year 2014, everything went into chargeoff or collection status. I paid everything off gradually, last year was the last one. I am in New York so paid collections and chargeoffs come off in 5 years. I heard that early exclusion on Transunion can be done at 6 months, so I disputed 14 accounts online. THEY DELETED 11!!!! My Transunion score jumped 60 points!!! I am over the moon!!
These boards rock!!
First things first, Congrats!
Second thing, what???? it is only 5 years if you live in NY? Does this mean I can move there then get stuff removed and move back to where I a now lol
I have been working with TU and the others. TU removed stuff right away but the other two are taking longer. I have some disputes out with them right now that I am waiting to hear back on.

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Re: EARLY EXCLUSION!!!! (Yes I am yelling)
@Anonymous Second thing, what???? it is only 5 years if you live in NY? Does this mean I can move there then get stuff removed and move back to where I a now lol
Right. I had a similar thought. It seems more people would be moving to NY now than away.
Thinking aloud: I've got family in NY; what if when my current lease is up I went to visit for a few weeks or longer? Wouldn't that make me a resident of NY (or does one need to inhabit a certain length of time)? Interesting.

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Re: EARLY EXCLUSION!!!! (Yes I am yelling)
I can promise though, there are far more things that make one lean away from living here than not.

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Re: EARLY EXCLUSION!!!! (Yes I am yelling)
Congrats! That's AWESOME!
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