EQ is not reporting 1 of my accounts - How to proceed?

[esmer0924]

How can I get Equifax to add this account?  I don't think I even have the account number anymore.  However, it is on my Transunion and Experian credit reports.

HSBC/BSBUY Current Closed No Phone Provided  Mailing Address: PO BOX 15519   WILMINGTON, DE 19850
Account Name:  HSBC/BSBUY
Account #  09XXXX
Account Type: Charge Account
Balance
Date OpenedCharge Account:  8/1/2006
Account Status Closed         Mo. Payment         Close Account Details Past Due           Payment Status Paid satisfactorily         High Balance $3,343.00         Limit $0.00         Terms Revolving         Comments     2005                       2006                      2007 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec                                 OK OK OK OK OK OK OK OK

[MarineVietVet]

The CRA's only report what is sent to them. You need to contact the creditor and ask why it's not reporting but not every creditor reports to all 3 CRA's.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[llecs]

I'll add that since this is a closed TL, there's a risk that they'll delete off the other two if you ask them to report to the third. It's been known to happen. And if your AAoA is older than 5 years, there's a chance for a score drop if your AAoA changes in a way to impact your FICO.

[MarineVietVet]

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@llecs wrote:

I'll add that since this is a closed TL, there's a risk that they'll delete off the other two if you ask them to report to the third. It's been known to happen. And if your AAoA is older than 5 years, there's a chance for a score drop if your AAoA changes in a way to impact your FICO.

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I completely missed that. Thanks for mentioning it llecs!

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[esmer0924]

Thank you both for your advice.  I think I will ask that they add it since I think my score will go up for the fact that my score with Transunion has this account and it higher that my Equifax one.  Thanks again!!