EX PlusScore question

[CS800]

I just checked this month and my EX plusscore went from 558 to 644 in one month.

My question is from your experience, are plus scores generally higher or lower than actual FICO?

I know YMMV but from the FICO regulars and vets, what's your take?

[MarineVietVet]

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@CS800 wrote:

I just checked this month and my EX plusscore went from 558 to 644 in one month.

My question is from your experience, are plus scores generally higher or lower than actual FICO?

I know YMMV but from the FICO regulars and vets, what's your take?

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The answer is yes to both.

There is no pattern as to which score (FAKO vs. FICO) will be higher or lower. It's an exercise in futilty to try and compare the two scores.

I know that's not the answer you were looking for but that's the way I see it.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[CS800]

Thanks for the answer Marine.

I know it can swing both ways. I wish EX would sell their darn FICO

[fused]

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@CS800 wrote:

I wish EX would sell their darn FICO

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Me (and all of us) too!

[MBOhio2]

I also use EX monitoring service and receive a daily Plus score update. I'm going to have my real EX pulled by a mortgage lender in about 2 weeks so I'll happily report back on my experience, but like previous poster said, it seems like a total crapshoot with no consistency in how they compare.

[CS800]

From what I have been hearing my true EX FICO can go either way from ther plusscore. I'm hoping that my FICO is higher thant the plusscore ....wishful thinking here

[fused]

The last time I saw my EX FICO score, it was about 16 points higher than my EX Plus Score. Of course, YMMV!