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I haven't posted here in some time, as my rebuilding chore started in 2014 I think. I still have 3 negatives on TU, and 2 each on EX and EQ.
I called TU today for early exclusion for a CO that was going to report until 11/2018. My file is with the fraud department (and has been for a long time), so I was transferred there. The rep was able to delete the account within a couple minutes after talking to her (note that she was not a US rep, nor was she a supervisor).
I still have to wait for the other two items to fall of all my reports, and that won't be until late this year/early next year, but I'm getting very close to having completely clean reports.
When I started this process, my scores were horrible, and I had a couple dozen negative items on every single report.
It can be done. ![]()
Congratulations! ![]()
that is awesome. Was that CO paid or still had a balance?