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Below is what is showing up on my Credit Check Total account for a collection. Is there anyway I can contest the date opened? All of my other reports do not have a date opened. I've deleted the balance, account number, etc. Any help is greatly appreciated.
Account Number:
Acct Type:
Open Account
Acct Status:
Monthly Payment:
Date Open:
1/1/0001
Balance:
Terms:
High Balance:
Limit:
Past Due:
Payment Status:
At least 120 days or more than four payments past due
Comments:
COLLECTION ACCOUNT
If this is reported by a CA then the date opened is the date that they (CA) was assigned or bought the account.
If this is a CA is the OC reporting? If yes then be sure to keep hard copies from all 3 CBs because they will show the correct DOFD/DOLA.
If a CA reports a date open 2001....it is past CRTP and should not be reported!!!
If a CA starts reporting and try to re-age the account the copies of CR are your proof.
YES!!! the CA must drop at the same time. If the DOFD was in 2001 then it should have deleted in 2008.
I would dispute it