Ex Score on Ex?

[stagefoursurvivor]

Perhaps someone can clarify for me what EXACTLY the type ExperianDirect score is provided? It states it's a FICO but, all the various boards suggest you can ONLY get a true FICO from a lender pull or PSECU

WTH?

[App_Addict]

It is my actual FICO score on their site.  I have had this service before and it was not but it matches to point with MyFico on here now.

[stagefoursurvivor]

Huh?

[Anonymous]

Where are you seeing that they are saying its a FICO score? AFAIK they only provide their Experian Plus score and it's not a FICO

[stagefoursurvivor]

It's on the score page with "FICO(R)" score

[Anonymous]

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@stagefoursurvivor wrote:

It's on the score page with "FICO(R)" score

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I'd have to see it to help any more because, unless I'm missing it, there is nothing on the experiandirect website that says they provide anything other then their plus score. if somehow they are reporting a FICO score, it would be a FICO 08 score.

[bdhu2001]

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@stagefoursurvivor wrote:

Perhaps someone can clarify for me what EXACTLY the type ExperianDirect score is provided? It states it's a FICO but, all the various boards suggest you can ONLY get a true FICO from a lender pull or PSECU

WTH?

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Actually you can get your true EX score here.  In fact, effective 1/31/15 you now get the versions most used by lenders.  You get FICC 08 generic, bank enhanced, auto enhanced.  In addition, you get mortgage and previous versions of auto enhanced.  You no longer have to go to a lender for mortgage, bank, or auto score.

Based on my review of Experian  site, they state that they now provide FICO 08 score.  I don't know which version of FICO 08 or when they started providing it, but it appears that they do provide FICO 08 for their tracker product.

[Anonymous]

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@bdhu2001 wrote:

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@stagefoursurvivor wrote:

Perhaps someone can clarify for me what EXACTLY the type ExperianDirect score is provided? It states it's a FICO but, all the various boards suggest you can ONLY get a true FICO from a lender pull or PSECU

WTH?

---

Actually you can get your true EX score here.  In fact, effective 1/31/15 you now get the versions most used by lenders.  You get FICC 08 generic, bank enhanced, auto enhanced.  In addition, you get mortgage and previous versions of auto enhanced.  You no longer have to go to a lender for mortgage, bank, or auto score.

Based on my review of Experian  site, they state that they now provide FICO 08 score.  I don't know which version of FICO 08 or when they started providing it, but it appears that they do provide FICO 08 for their tracker product.

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Thanks for the info about EQ.  I was looking at experiandirect and they didn't show anything about 08.  The version they are showing is the exact same 08 score you see here on your dashboard.

[cabner]

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@App_Addict wrote:

It is my actual FICO score on their site.  I have had this service before and it was not but it matches to point with MyFico on here now.

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I think it's a recent change that they made.  I too now have the actual FICO score on their site.   It's the FICO08 score, but FICO none the less.   

[stagefoursurvivor]

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@bdhu2001 wrote:

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@stagefoursurvivor wrote:

Perhaps someone can clarify for me what EXACTLY the type ExperianDirect score is provided? It states it's a FICO but, all the various boards suggest you can ONLY get a true FICO from a lender pull or PSECU

WTH?

---

Actually you can get your true EX score here.  In fact, effective 1/31/15 you now get the versions most used by lenders.  You get FICC 08 generic, bank enhanced, auto enhanced.  In addition, you get mortgage and previous versions of auto enhanced.  You no longer have to go to a lender for mortgage, bank, or auto score.

Based on my review of Experian  site, they state that they now provide FICO 08 score.  I don't know which version of FICO 08 or when they started providing it, but it appears that they do provide FICO 08 for their tracker product.

Are you implying 2 different scores?

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