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Today I got an email asking me to apply for FIT Mastercard. Looks like I am becoming popular in the sub prime credit card market.
I would avoid FIT Mastercard any any predatory credit cards. FIT has a one time processing fee, an annual fee, and a monthly maintenance fee (after the first year). This is just so they could suck more money out of you. It would be better getting an secured card than to use them. Based on your previous post, it would seem you do have plenty of cards open for rebuilding credit. Work on them because getting more credit cards wont help your credit during the rebuilding process.
@silver_idle wrote:I would avoid FIT Mastercard any any predatory credit cards. FIT has a one time processing fee, an annual fee, and a monthly maintenance fee (after the first year). This is just so they could suck more money out of you. It would be better getting an secured card than to use them. Based on your previous post, it would seem you do have plenty of cards open for rebuilding credit. Work on them because getting more credit cards wont help your credit during the rebuilding process.
Thanks. Yes, I do have good secured cards. I am trying to completely clean up COs/CAs from my report in the next 6 months and hopefully I should see gain in my scores. I am sending the FIT Mastercard email to my trash folder.
Once you get a better file then they will stop all the mailers. After BK I got pummeled with mailers. Could have had a bonfire and clear the Everglades of mosquitos from the smoke. Now? Nothing. ![]()