cancel
Showing results for 
Search instead for 
Did you mean: 

TU Mortgage Score jumped from 666 to 678

tag
Chestnut1
Regular Contributor

TU Mortgage Score jumped from 666 to 678

So, I have done a LOT of changes (Positive Actions) to my Credit File in the past 3 months or so and things started showing up now. 

Got a notification that there has been a change in my TU Score. I was waiting for First Progress GW Adjustment to delete 6 lates to be reported.

So i Quickly Logged into MyFico and Pulled my TU Report. 

 

  1. I see First Progress Card's 4 out of 6 lates are now gone. 
  2. My No. Of Months ince last Late Payment changed from 15 to 20 Months.
  3. My Overall TU Fico 8 Score increased by 1 point. However i'm not really bothered about it but NOT losing sight on this. My Main focus is to make myself Mortgage ready for Early 2021.
  4. Checked my TU Mortgage score aka Fico 4. and Voila . Jumped 12 points from 666 to 678
  5. Ex 7 EQ are yet to report. Their Mortgage Scores are currently Sitting in Higher 650s. I'm hoping they jump into 660+ with the above reporting. 
  6. Also the accounts age increased and Disco IT age increased to 3 months. Not sure if that is a postive but for me, it sure is. 

Note : I Quickly called First Progress to make sure the Other 2 lates are also deleted and got a confirmation that ALL THE LATES are now gone and reported to CRAs. So yeah, waiting on those 2 pending lates also to be removed somtime next week or so. 

Thank you all for all the help. My File is moving in the right direction. For the first time ever in my life, i think i have hold on my Credit. 

 

Capture.JPG

11/10/18 EX: 540 TU: 525 EQ: 535
10/20/19 EX: 671 TU: 665 EQ: 671
11/07/19 EX: 676 TU: 673 EQ: 676
12/31/19 EX: 669 TU: 679 EQ: 673
01/06/20 EX: 670 TU: 682 EQ: 682
Paid Charge off to $0 in Dec 2019, reported Jan 2020
01/15/20 EX: 666 TU: 655 EQ: 660
02/07/20 EX: 676 TU: 668 EQ: 668
05/08/20 EX: 685 TU: 685 EQ: 682
05/18/20 EX: 690 TU: 685 EQ: 682
03/16/21 EX: 702 TU: 697 EQ: 700
04/20/21 EX: 705 TU: 700 EQ: 702
04/19/22 EX: 716 TU: 705 EQ: 716




Mortgage Middle Score 682 (Old)
Mortgage Middle Score 706 (New)
3 REPLIES 3
FireMedic1
Community Leader
Mega Contributor

Re: TU Mortgage Score jumped from 666 to 678

Congrats @Chestnut1 . As more fall off it will only get better!



BK Free Aug25
Message 2 of 4
Chestnut1
Regular Contributor

Re: TU Mortgage Score jumped from 666 to 678


@FireMedic1 wrote:

Congrats @Chestnut1 . As more fall off it will only get better!


Thanks FM1 for your Quality Advice on this forum. helps a lot like me :-)

11/10/18 EX: 540 TU: 525 EQ: 535
10/20/19 EX: 671 TU: 665 EQ: 671
11/07/19 EX: 676 TU: 673 EQ: 676
12/31/19 EX: 669 TU: 679 EQ: 673
01/06/20 EX: 670 TU: 682 EQ: 682
Paid Charge off to $0 in Dec 2019, reported Jan 2020
01/15/20 EX: 666 TU: 655 EQ: 660
02/07/20 EX: 676 TU: 668 EQ: 668
05/08/20 EX: 685 TU: 685 EQ: 682
05/18/20 EX: 690 TU: 685 EQ: 682
03/16/21 EX: 702 TU: 697 EQ: 700
04/20/21 EX: 705 TU: 700 EQ: 702
04/19/22 EX: 716 TU: 705 EQ: 716




Mortgage Middle Score 682 (Old)
Mortgage Middle Score 706 (New)
Message 3 of 4
AllZero
Mega Contributor

Re: TU Mortgage Score jumped from 666 to 678

Congratulations on your success!
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.