Fingerhut CLI?

[AutoBot]

So is the best strategy is to buy something using the CL and then turn around and pay for it at the same time?

[Unfaithful]

I opened an account with FH in late September. They pre approved me for their regular account for $400. Bought something in October and paid it in full by the second week of November. Credit limit increase to $900 after that. Got another increase to $1500 this month.

[Anonymous]

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@Unfaithful wrote:
I opened an account with FH in late September. They pre approved me for their regular account for $400. Bought something in October and paid it in full by the second week of November. Credit limit increase to $900 after that. Got another increase to $1500 this month.

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wow impressive...Thank you for sharing

[Anonymous]

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@AutoBot wrote:

So is the best strategy is to buy something using the CL and then turn around and pay for it at the same time?

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That seems to be the conventional wisdom. I thought I'd wait a couple of days and then pay it.

[Unfaithful]

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@karladicent wrote:

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@Unfaithful wrote:
I opened an account with FH in late September. They pre approved me for their regular account for $400. Bought something in October and paid it in full by the second week of November. Credit limit increase to $900 after that. Got another increase to $1500 this month.

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wow impressive...Thank you for sharing

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No problem!

[Lava791]

I got a CL increase of from 500 to 900 after I PIF on account. I opened it in Dec.

[AutoBot]

Found something I want at FH, but it's $49.99. Need a filler item to make it to $50 so I don't have to pay $13 for shipping.

[backtogood]

i had my FH acct since 2012, origonal CL of $100- lol

bought 1 item on it, piffed right away when it was openned

never used it since then until last week when i ordered flowers for the gf, still had a 100 CL never got any auto increase, i charged 98 on the credit line. maxing it out

the same day, they gave me CLI of 400, to 500 total.

I dont get it.....but w/e

[AutoBot]

Just placed an order for a slow cooker since our current one just broke. Will pay it in full in a few days. I plan on doing this (order and then pay in full) each month with something I actually need. Hopefully I can get a CLI in a few months.

[Unfaithful]

I recommend to at least wait a statement or 2 and then pay it in full. That's what I did and now I'm at $1500. I started at $400.