First Prmier Help

Anonymous · ‎06-26-2014

Hello All,

The only negatives I have remaining on my CR are my two FP charge-offs from 2012. So I called and asked for a PFD and of course that was a NO!! SO, Here is what I was thinking, and please be honest with your feedback.

I was thinking to send them a letter asking to re-establish credit with them. Basically thankig them for giving me a chance during my prior rebuilding phase (And then I got pregnant and had to stop working as I worked direct care at an adolescent mental and behavioral institution). ALong with this letter I would say something like "I would like to re-establish my credit with FP. Upon succesful payment of these two accounts, I am positive I can open another line of credit with you all that will not default. I have since secured employment and have attached paycheck stubbs to prove income and stable employment."

Do you think that by asking to re-establish credit they will delete the prior negatives? Has anyome ever tried this? Also that phone call resulted in them reporting to the CRA that I had an actual payment in the amount of 137 and 147 on the other account. I disputed this because I ad never made an actual payment to them I simply alled to get a PFD.

Thanks

hitch345 · ‎06-26-2014

I sent you a PM with something that could be helpful.

Starting Score: 495 Oct 2013
Current Score: 685 Jan 2015 FICO EQ
Goal Score: (Old 680) New Goal of 720

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Anonymous · ‎06-26-2014

Thanks so much checking now!!

Anonymous · ‎06-26-2014

@hitch345 wrote:
I sent you a PM with something that could be helpful.

May I ask you for the info as well. I have a charge off with FP. Thank you very much in advance

NY2014 · ‎06-26-2014

Hello can you PM me as we'll ? Want to try to get just pay this charge Off and good with it . Some how thanks in advance

Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton

nmbrsgrl · ‎06-27-2014

Me too please? They are my last baddie set to fall off 1/15. Thanks!

Starting Score: 582
Current Score: EQ658|TU654|EX640 as of 10/19/15
Goal Score: 720+

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Anonymous · ‎06-27-2014

I would also like this information...

Thanks

Anonymous · ‎06-27-2014

I could really use this info also. Please

Whitneyy · ‎06-27-2014

@hitch345 wrote:
I sent you a PM with something that could be helpful.

Do you mind forwarding the information to me as well?

GOAL - 700 FICO across the board!

New_Beginning · ‎06-27-2014

@hitch345 wrote:
I sent you a PM with something that could be helpful.

Would you mind sending the information to me as well and I have a charge off I would like to try to get removed...thanks!

Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board
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