No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
After my nice 20 point boost recently removing 2 collections, and working on my cap1 secured and first progress (both reporting), I tried the Credit One unsecured preapproval and was approved.
So I pulled the trigger...
$500 unsecured! Happy dancing in my living room!!!
No more cards necessary now, I'm just going to keep up the work.
I can't say it enough, but thank you everyone...I'm starting to have hope![]()
Great job keep up the good work ![]()
Good work. Had the same thing happen to me. I applied online for a secured CC from my CU and they called and gave me an unsecured CC with a $500 limit, no fees whatsoever and a 10.99% interest rate. I damn near passed out. At a 631 My Fico score I wasn't expecting that!!
Starting Score: Thanks!
I know the fees are crummy and the interest starts accruing immediately, but this card will serve a purpose long enough to get me to a better place!
do what I did...buy $50 in gas (about 8 gallons) on Monday and pay it off on Saturday morning! And another thing....try your local credit union. I applied for a secured card and they gave me an unsecured card at 10.99%. You never know unless you ask. And be armed with your My Fico score so you can show them what your score is beforehand so they don't have to make a hard pull on your CR. Good Luck!!
Starting Score: Funny you mention that, because that's all I'm using these cards for is a small gas charge paid off fast, and utilization I learned here hehehe!
I don't currently belong to a CU, but it's on my list!
@signguy17 wrote:do what I did...buy $50 in gas (about 8 gallons) on Monday and pay it off on Saturday morning! And another thing....try your local credit union. I applied for a secured card and they gave me an unsecured card at 10.99%. You never know unless you ask. And be armed with your My Fico score so you can show them what your score is beforehand so they don't have to make a hard pull on your CR. Good Luck!!
Very important you don't anymore HP's
Congrats!