First source advantage, LLC

[Anonymous]

Please advise on whether i should accept this settlement or ask for specific terms:

we are writing to you regarding capitol one bank account

you requested our office send you written confirmation of your agreement to settle the above account. this therefore, confirms that , as settlement, you have agreed to make payment to this office by ...upon receipt and clearance of your payment as agreed, we will notify our client to update records.

There is no mention of pay for delete or anything else,,,,,please advice

thanks,

freefromdebt.

the settlementwe: 1,172  that accepted to settle for 705.

thanks, 

[Anonymous]

I've read that Capital One does not PFD...you don't need a letter for PIF or settlement...they are basically offering a settlement...

Is this a charge-off???