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Fortiva GW

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Kingmarco3
New Member

Fortiva GW

Good evening everyone! Has anyone had any luck with Fortiva , and them removing 30 day lates? I have been on a journey the last couple years (post divorce) to clean up my credit , and I just got an alert from the myFICO app, that my scores dropped 44 points plus, due to a 30 day late from fortiva retail credit. (Was a furniture purchase) literally all my other bills are auto pay, and this one came back to bite me. I totally forgot about it. 

What should my next step be? I haven't been late with them ever, and I haven't had missed payments on anything for several years. I just want to use the best course of action, because this is killing me. Thanks for everything.

Message 1 of 6
5 REPLIES 5
FireMedic1
Community Leader
Mega Contributor

Re: Fortiva GW


@Kingmarco3 wrote:

Good evening everyone! Has anyone had any luck with Fortiva , and them removing 30 day lates? I have been on a journey the last couple years (post divorce) to clean up my credit , and I just got an alert from the myFICO app, that my scores dropped 44 points plus, due to a 30 day late from fortiva retail credit. (Was a furniture purchase) literally all my other bills are auto pay, and this one came back to bite me. I totally forgot about it. 

What should my next step be? I haven't been late with them ever, and I haven't had missed payments on anything for several years. I just want to use the best course of action, because this is killing me. Thanks for everything.


Go on all your accounts and turn on all notifications by phone. In this day of banking. Texts can save a whole lot of headaches. If you Google Fortiva GW success myfico. Theres nothing there. So try the letters and hope for the best. Welcome to the forums.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 6
Kingmarco3
New Member

Re: Fortiva GW

Thanks for the advice! I will call and talk to someone, then try to gather some mailing addresses, emails, etc. Then I will try the saturation method that I've read about on these forums, if it comes to that. I haven't been able to find any records online of anyone even trying to gw fortiva. I guess I will report back with my results. Thanks again.

Message 3 of 6
Gregsbabe11
Member

Re: Fortiva GW

Did you have any luck with Fortiva GW? I had same situation, I was taking care of my dad who has colon cancer and missed the payment. I havent found much info on who to contact either. 

Message 4 of 6
7774x
Established Contributor

Re: Fortiva GW


@Kingmarco3 wrote:

Good evening everyone! Has anyone had any luck with Fortiva , and them removing 30 day lates? I have been on a journey the last couple years (post divorce) to clean up my credit , and I just got an alert from the myFICO app, that my scores dropped 44 points plus, due to a 30 day late from fortiva retail credit. (Was a furniture purchase) literally all my other bills are auto pay, and this one came back to bite me. I totally forgot about it. 

What should my next step be? I haven't been late with them ever, and I haven't had missed payments on anything for several years. I just want to use the best course of action, because this is killing me. Thanks for everything.


  In 2021 got a preappproved offer for fortiva $3,000 credit line  ,, googled fortiva  card reviews.. after reading reviews, tossed offer  out.. If I remember  the reviews, they  may CO after 30 days late 

Message 5 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Fortiva GW


@Gregsbabe11 wrote:

Did you have any luck with Fortiva GW? I had same situation, I was taking care of my dad who has colon cancer and missed the payment. I havent found much info on who to contact either. 


Welcome @Gregsbabe11 

OP hasnt been here since July. If there were some results. They'd come back and post it. As posted before. I've not seen much on Fortiva. If its 1 30 day late. Its already lost most of the sting already if its past 2 yrs.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 6 of 6
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