Pulled my USAA report to confirm what my SW alert told me. When my new NFCU account hit my EQ report I lost 4 points. This was the only change. Prior to the account hitting my report my AAoA was over 10 years. Its now under 10. So seems that 10 years AAoA gives you a small boost.
Experian®
Total Accounts:
Open and Closed
Open and Closed
30
Accounts
Accounts
Oldest Account Age:
19.4
Years
Years
Average Account Age:
10.8
Years
Years
Equifax®
Total Accounts:
Open and Closed
Open and Closed
31
Accounts
Accounts
Oldest Account Age:
19.2
Years
Years
Average Account Age:
9.8
Years
Years
TransUnion®
Total Accounts:
Open and Closed
Open and Closed
31
Accounts
Accounts
Oldest Account Age:
19.2
Years
Years
Average Account Age:
9.9
Years
Years
These revelations always make me hate the system even more than I did before.
Interesting. Thanks for the info.
