No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am looking in my crystal ball and I'm seeing a huge jump in your score..LOL.... WTG!!!!!!!!!!!!!!!
Wonderin wrote:
Just got off the phone with hubby and he said that ACS has GWed some of our lates!!
We had SERIOUS account problems with them (ACS "bought" our lender's account and the payments went from $242 to $505 on the LEVEL plan and they continually failed to send us a copy of our promissory note) and they've investigated and are now deleting the most recent lates (all the way back to January). So we still have SOME lates, but not nearly as many or as recent as we DID.
They've also knocked our payments down from $504/month to $199/month.
Does anyone have an idea of how much hubby's scores will jump due to the lates being removed? We will now have approximately 7 months of clean history with the SL, while before, we only had 3 on our CRs.
(Actually, by the time the lates removal is updated with the CRAs, it'll be a total of 8 months clean history with the SL)
Should we have asked for more??
YAY!!! We never would have thought to GW those lates if it weren't for YOU guys!! And it's a "DUH" of course, that we never would have thought to look here if the Lord hadn't directed us here!!
Now I can be greedy and ask for more, but I'd stave of my greediness until they update plus 30 days. Why settle for the bronze when you can go for the gold. Congrats, BTW.
Wonderin wrote:
Just got off the phone with hubby and he said that ACS has GWed some of our lates!!
We had SERIOUS account problems with them (ACS "bought" our lender's account and the payments went from $242 to $505 on the LEVEL plan and they continually failed to send us a copy of our promissory note) and they've investigated and are now deleting the most recent lates (all the way back to January). So we still have SOME lates, but not nearly as many or as recent as we DID.
They've also knocked our payments down from $504/month to $199/month.
Does anyone have an idea of how much hubby's scores will jump due to the lates being removed? We will now have approximately 7 months of clean history with the SL, while before, we only had 3 on our CRs.
(Actually, by the time the lates removal is updated with the CRAs, it'll be a total of 8 months clean history with the SL)
Should we have asked for more??
YAY!!! We never would have thought to GW those lates if it weren't for YOU guys!! And it's a "DUH" of course, that we never would have thought to look here if the Lord hadn't directed us here!!
@wahmom wrote:
WTG Wonderin!!!! Congratulations!! Your hard work is paying off.
In response to your question should you have asked for more... well, if they would agree to it, I would ask them to go back 2 years since any lates less than 2 years old are hurting your score.
When DH had an inaccurate late added last month, his score dropped significantly. So I would definitely expect that you would see an increase.
@southernficoaddict wrote:Wow, Way to go!! I hope you see a great big jump!
@Anonymous wrote:
I am looking in my crystal ball and I'm seeing a huge jump in your score..LOL.... WTG!!!!!!!!!!!!!!!