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Gained 57 Points By Decreasing UTI

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ItsCASHual
Regular Contributor

Gained 57 Points By Decreasing UTI

So nothing else is different. Paid down CC utilization from 92% to 61%, reported 4/5/21. FICO alert today with + 57 points. Doing AZEO with this being the "except one." I have 3 total CC. I was surprised because I really only expected about a 10 point increase in my mind. I'm planning on paying down to 47% or less UTI for April. Again expecting maybe a 10 point increase next month for continued pay down. We'll see....

FICO 8

2 REPLIES 2
Anonymous
Not applicable

Re: Gained 57 Points By Decreasing UTI

Congrats! 10-15 points is a reasonable expectation every time you cross a scoring tier, so keep it up. Get down to less than 5% and you may end up seeing 30 or more additional points from where you are now Smiley Happy

Message 2 of 3
fishbjc
Senior Contributor

Re: Gained 57 Points By Decreasing UTI

Husband gained 32.  I removed him from the CC as AU that I used for our new furnace.

Message 3 of 3
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