I recently checked and noticed that Capital One reported a 30 day past due on my credit card for a $31 balance. This was reported on October 1,2015. I called capital one and explained that i had not made any purchases and that the charges were from an autodraft that slipped my mind. I've never been late so they told me they were going to remove the late report. Due to the late report my credit score went from 720 to 676. Once the late report gets removed how much do you think my score will increase? Thanks
