those major derogs will still hang around. The only ca's removed that really helped are the ones that were not reporting as factoring (cable, medical, etc). Nothing to do but wait for those majors to get behind me, almost at the 24 month mark.
I've done everything I CAN do. Low inquiries, paid collections and removals (one remaining), low utilization, three new cards, AU on Jareds @ 3600.00 (no idea if they report AU)...paying everything on time and in full from here on out.
Nothing to do but wait. Lucky, I don't need high limits, I have cash....but I'm so not patient
Just send occassional GWs while waiting. It helps to pass the time.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.