So recently I got a few things deleted off my credit , I currently still have a very low score due to ,
A.sprint bill in collections with virtuoso sourcing group for a thousand dollars
B.a charge off which I recently paid in full on my only credit card
C.utility bill for eighty dollars ,which I can't get them to do a pfd
D.high inquires from applying for credit card and new car.
E.high debt 10000 dollar school loan with no lates , dodge charger loan 15000 owed and a ford edge I bought for my fiancé 18,000.we got financed through ford for 6 percent and I had a 550 credit score . I recently got approved for sucured platinum one credit card but I had been working and never paid the deposit . We'll I filled out the application again this week and got denied , my ex score is 529 tu and eq are 560. I have sprint willing to delete account if paid in full and remove virtuoso from the collection as we'll .i have a few thirty day lates on my charger by have been on time for over a year now , the ford we purchased has been paid on time every month . I have two previous cars paid off in full and plenty of jewelry accounts . Please helpi need to get back to a 790 and it seems that even though I got a few things deleted it still hurting . Can the eighty dollar gas bill and thousand in collection really hurt me that bad?
thanks guys , I just landed a new job and am trying to buy a house , any help is appreciated
