The debt collector apparently did not send a full and proper dunning notice, as required under FDCPA 809(a), that included advisment of your right to send a request for debt validation within 30 days of their dunning notice.
All of the "we will" statements they include are mandated by FDCPA to be included in an initial collection ("dunning") notice.
It is standard boilerplate.
Nothing prohibits them from reporting their collection at any time prior to your sending of a timely DV request.
They could have, for example, reported their collection prior to sending dunning notice,and can still report before you send a timely DV.
Any decision or offer to delay reporting for 30 days is totally voluntary on their part.
You can send a debt validation request if you contest the amount of the asserted debt, in whole or in part.
If you disagree with the amount of the debt, then request an itemization.
A debt collector is permitted to attempt to collect additional amounts, such as fees and interest, if the amount is either explicitly authorized in the account agreement that created the debt, or is otherwise permitted by law. Thus, additional amounts can be added by a debt collector. See FDCPA 808(1).
A request for itemization, while not expressly stated as part of a DV request under FDCPA 809(b), has been recognized by the courts as usually being necessary in order to determine wheher the amount is permissible under FDCPA 808(1).
Some states even have enhanced debt collection practices statutes that include expllicit provision for requesting itemization of an asserted debt. I would advise including a request for itemization in your DV request.
