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Harvard Collections

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Frequent Contributor

Harvard Collections

I just had a $45 collection show up from a place called shadow Services through Harvard Collections. I've never been to or heard of this place. I disputed with EX and they removed but EQ came back. I also went through BBB but they did not respond to the complaint. 

 

This is my only collection so its very irtitaring, even more so that its from a place I've never been and they are just refusing to verify or respond.

 

Has anyone ever felt with them? Wha should I do next? Attempt to contact and just pay it anyway even though I don't really owe it to get it gone? Do they do PFD! That dosnt seem fair. Why wouldn't they respond to the BBB.

 

I really don't want this on here being my only collection when my secured card is due to unsecure and I'm hoping for a CLI. Now that my scores are high and reports clean, I'd like to try for a better card but not till this is taken care of.

Message 1 of 6
5 REPLIES 5
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Frequent Contributor

Re: Harvard Collections


@Bees18 wrote:

I just had a $45 collection show up from a place called shadow Services through Harvard Collections. I've never been to or heard of this place. I disputed with EX and they removed but EQ came back. I also went through BBB but they did not respond to the complaint. 

 

This is my only collection so its very irtitaring, even more so that its from a place I've never been and they are just refusing to verify or respond.

 

Has anyone ever felt with them? Wha should I do next? Attempt to contact and just pay it anyway even though I don't really owe it to get it gone? Do they do PFD! That dosnt seem fair. Why wouldn't they respond to the BBB.

 

I really don't want this on here being my only collection when my secured card is due to unsecure and I'm hoping for a CLI. Now that my scores are high and reports clean, I'd like to try for a better card but not till this is taken care of.


What does it say on your credit report? What are the dates? Like Date of First delinquency, etc. Paste a copy of the item on here, but XX out any personal information. 

Message 2 of 6
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Frequent Contributor

Re: Harvard Collections

It just says :

 

Harvard Collection svc

chicago IL

shadow Services $45

2016

reported oct 2018

 

and that's it. No account number or info

Message 3 of 6
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Frequent Contributor

Re: Harvard Collections


@Bees18 wrote:

It just says :

 

Harvard Collection svc

chicago IL

shadow Services $45

2016

reported oct 2018

 

and that's it. No account number or info


There is a chance it's incorrect information. I had a very old collection pop up on my report, and disputed it because it actually was incorrect. So if you can't figure out what it is, you can dispute it. But I would try to find out what it is exactly before you dispute.

Message 4 of 6
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Re: Harvard Collections

I did dispute, EX took it off..EQ did not. I haven't ever been to this place so I complained via the BBB and I've asked them to verify to it and Harvard did not respond.

Message 5 of 6
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Frequent Contributor

Re: Harvard Collections


@Bees18 wrote:

I did dispute, EX took it off..EQ did not. I haven't ever been to this place so I complained via the BBB and I've asked them to verify to it and Harvard did not respond.


Call EQ and ask them you want to see proof of the verification. 

Message 6 of 6
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