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Help! I'm in the rebuilding stage.

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Nevasatisfied
New Visitor

Help! I'm in the rebuilding stage.

Simple question... My score is 695 ex 687eq and 691tu but I have a collection. 0 inq

 

Will anyone extend me credit? 

3 REPLIES 3
FireMedic1
Community Leader
Mega Contributor

Re: Help! I'm in the rebuilding stage.

Need a whole lot more info. What do you have now and with which lender? Any baddies from the past? Welcome to the forums



BK Free Aug25
Message 2 of 4
JoeRockhead
Community Leader
Super Contributor

Re: Help! I'm in the rebuilding stage.

Welcome to the forum. There are several prime lenders such as Amex, Chase, Discover, Capital One, etc.. that would give an approval with those scores. However, it really depends on other factors such as your income and what your history looks like. How new are you to credit, what do you have now, who is the charge off from, etc...??

 

The more details and information you provide, the better suggestions you'll get. 

Message 3 of 4
admiralsmoker
New Contributor

Re: Help! I'm in the rebuilding stage.

What type of collection account is it? Depending on what it is can cause different impacts. Check who the collection company is as some will do pay for delete. 



Current Scores:

Rebuilding Since 09/2023:
Message 4 of 4
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