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I have started to fix my credit and it was going well...I am a student with a part time job. I lost my job and have no way to make CC payments. now I have been reported 60 days late and my credit is getting bad after it has been in good shape for the past 2 years. I am totally broke and can not afford to make any payment at least not for the next 2 month. I called my CC and they are not willing to help at all. Should I do debt settlment or what option do i have?
Thanks everyone in advance
Not sure how much you owe or even how many lates...but try another approach. See if for now, they will accept the interest only payments until you can find work. (work at McDonalds a few days a week if you have to!)
Maybe try emailing the upper mgmt.
Who do you owe???