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I have collection on one of my TU and EX reports. It's a for a returned check $55. I have DV'd and PFD'd the address listed on my credit reports but have heard nothing. Should I send one more PFD by CMRRR and if no response contact the CRA's and show proof that I am trying to pay this debt but have heard nothing from the company?
Also, it says Date Opened: 03/06 and Date Reported 06/05/08-which date do I go by?
TIA!!!
Neither of those dates mean much. It has to be the DoFD. The OC should be listed somewhere and show the date the check was written.