Help with a Collection

[Anonymous]

Hello Everyone,

So this is the situation I got myself into.  I slipped up and let a cable bill enter collections.  Stupid mistake.  Whats really bad is that it was sent to collections in my Dads name.  When I first moved away to college my Dad setup the internet/cable (We invested in a condo) and I never got around to switching it over to my name over the years and this past summer I wasn't thinking straight and failed to keep up with the bill.  My parents have worked extremely hard to maintain a solid credit score and its not far for them to suffer because of my mistake.  Currently he doesn't know and I been trying to get it removed.  I sent a letter to the collections company trying to work out a deal but all they sent me back was verification of the debt, nothing about my offer for a pay delete.  What would be the next smartest move?

Thanks for your time,

Ry

[Anonymous]

Call the OC and see if they will work with you. Have your story ready before calling. Some OCs will pull it back from the CA with a PIF. If they accept get it in writing. 

Message Edited by HappyDays on 10-01-2009 02:30 PM

Message Edited by HappyDays on 10-01-2009 02:30 PM

Message Edited by HappyDays on 10-01-2009 02:31 PM

[LIGHTNIN]

Funny thing about this story is, I'm paying DS cable bill this friday(oh later today), before going to collections--Call on monday they pulled it back from CA.

 DS recieved a letter on the 28th monday, was dated the 21st said going to collections.

Good thing i called, they were turning it over on the 30th-- last day of the month.

Boy, they turn them over quick---DS missed 2payment in a row

Agree with Happydays

Thank you Happy for reminding me to get it in writing!!