Help with collection on report

[Anonymous]

Congrats!

[reckedhim]

I have the option of paying through their website or mailing the payment. Is it safe to pay online? I don't want them to do something shady. Also, is there email back to me enough documentation that they agree to delete my account?

[Anonymous]

Did they give you any time limits?

I've paid online and had no issues, others have too.  But it is something I always worry about.  Not just with a CA but any online bill payment.

If you opt to mail it, get a money order.

[reckedhim]

No, they just said they'd delete the info upon receiving full payment. I'll just pay online with a credit card to get it over with.

[reckedhim]

One more update: I paid online and contacted the rep that emailed me. She said they would contact the CRAs today and the collection should be removed within 7 days or so.

[dougnukem]

Nice!

[reckedhim]

Yea, I never thought I'd be impressed by a CA's customer service.

[YMLDC09]

Congrats..the waiting is awful but the collection disappearing from the reports is worth the wait.  The OC sends people to CA but then pulls it back from the CA which erases the collection from the CA and CRAs. This was the case in each of my conversations. I only had 2 collections..now 2 gone!

The information on this site is rock solid as long as you just take action.

[Anonymous]

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@YMLDC09 wrote:

Congrats..the waiting is awful but the collection disappearing from the reports is worth the wait.  The OC sends people to CA but then pulls it back from the CA which erases the collection from the CA and CRAs. This was the case in each of my conversations. I only had 2 collections..now 2 gone!

The information on this site is rock solid as long as you just take action.

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The OC pulling the account back doesn't delete the CA TL from your report automatically.  They can ask the CA to but they are under no obligation to do so.

[YMLDC09]

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@Anonymous wrote:

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@YMLDC09 wrote:

Congrats..the waiting is awful but the collection disappearing from the reports is worth the wait.  The OC sends people to CA but then pulls it back from the CA which erases the collection from the CA and CRAs. This was the case in each of my conversations. I only had 2 collections..now 2 gone!

The information on this site is rock solid as long as you just take action.

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The OC pulling the account back doesn't delete the CA TL from your report automatically.  They can ask the CA to but they are under no obligation to do so.

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Got it. It happened to work out in my case