Help with this...mis dated

[darkknight74]

How can you show 90+ days late when it was written off 08/2009?  How would I tacke this one? DV or DISPUTE?

Thanks for all your help.

FST PREMIER 51780077581*****	Opened 03/09	Reported 12/12	High balance 482	Reviewed ---	30 1 07/09	60 1 08/09	90+ 2 04/12 03/12	Pastdue 482	Payment Profit & loss	Balance 482
Last active 05/09	*BX1 *BU1 *BQ1 [Ind]	High limit Unknown	Revolv (R9) Credit card
Profit and loss writeoff; Closed 08/09

[RonM21]

Dispute, just my opinion

[Anonymous]

Is it paid?

If it is not paid they can report lates monthly.  Written off/Charge off is an accounting term.  it does not mean the debt is no longer owed.

[RobertEG]

+1

A charge-off, while based on an account having a delinquency status, is not in and of itself an account delinquency.

It is a reporting of an accounting measure they took based on the deliquency reaching the state of now making the debt, in their opinion, "uncollectible."

It is an accounting measure encouraged by the tax code, and often required by other statutes, in order to prevent a business from overstating its actual receivable assets that are most likely only paper assets.

Delinquency status marches on.

[darkknight74]

is it possiable for a PDF? since they are still show it late

[Anonymous]

You can always try.  I don't know if First Premiere will do a PFD.