Ok, I paid in full Portfolio on Nov 6. They told me 21 days after that, they would update my account as closed, paid in full. they still haven't, but I am giving them the benefit of the doubt due to the holidays. I figure I will call them again this Friday if it still shows open with a 0 balance.. I know it will still be a negative because it was originally a Cap One acct that was sold to Portfolio in April of this year. It aggravates me because i never received ANYTHING from them saying they were collecting on behalf of Cap one. it wasn't until I ordered my credit report did i even know who they were.
I have 4 things on my credit history.. 2 of which are good. One is my car payment which I have never been late on, and one from Aarons from 2004. I have sent GW letters to Cap one with NO success.
Since I am fairly new to the forums, can anyone give me advice (or inform me of when these might drop off my credit)?
Portfolio Not Reported 4/2009 $0 120+ days past due
Cap One Not Reported 6/2003 $0 Bad debt/collection
Aaronrents XXXX4476 11/2004 $0 Pays account as agreed
Acc.Confin XXX2925 4/2008 $10,480 Pays account as agreed
Cap One
Status as of Nov, 2009
Date opened Jun, 2003
Date of last activity Jul, 2003
Date closed Not Reported
Account number Not Reported
Loan type Not Reported
Largest past balance $500
Terms (0 Months)
Account Type Revolving
Account holder Individual
Scheduled payment amount Not Reported
Descriptions Paid charge off
Portfolio
Status as of Nov, 2009
Date opened Apr, 2009
Date of last activity Jun, 2005
Date closed Not Reported
Account number Not Reported
Loan type Not Reported
Largest past balance $871
Terms Not Reported
Account Type Open Account
Account holder Individual
Scheduled payment amount
$0
