How can I get my credit Score higher? Advice is needed!!!!! Thanks

[Anonymous]

Update from April, 23, 2015- July 07, 2015

I Still need advice on how to get my credit score higher than what is is curently.  What do I need to do?

TU: 642

EQ: 618

EX: 598

Old Scores: April 23, 2015 @ 11:46 EST

Current Scores: JULY 7, 2015  MY FICO SCORES

TU: 659 was 677 before inquiries were pulled last month

EQ: 637  was 649 before inquiries were pulled last month

EX: 622 was 637 before inquiries were pulled last month

[Anonymous]

NormanFH:  You stated "Go to credit pull database and see who would approve me"  Where is this database?  Are you was referencing the Pre-qualified page for CapOne?

[Anonymous]

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@Anonymous wrote:

@Anonymous:  You stated "Go to credit pull database and see who would approve me"  Where is this database?  Are you was referencing the Pre-qualified page for CapOne?

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Google "credit pulls database", its a site that has a database of peoples credit cards apps and the results, with scores and stuff. It can give you and idea of what cards you might be able to get.

Its different from the prequal sites.

There is another database called "whogavemecredit.com" but its seems to be under reconstruction right now.

[Anonymous]

NormanFH:  Thanks again.  You Rock!!

Charlene

[Anonymous]

Sorry to hijack -- but what's the credit pulls database?  What does that mean?

[Existentialist]

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@Anonymous wrote:

Sorry to hijack -- but what's the credit pulls database?  What does that mean?

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@Anonymous wrote:

@Anonymous:  You stated "Go to credit pull database and see who would approve me"  Where is this database?  Are you was referencing the Pre-qualified page for CapOne?

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Google "credit pulls database", its a site that has a database of peoples credit cards apps and the results, with scores and stuff. It can give you and idea of what cards you might be able to get.

[Anonymous]

Thanks - I must have posted that right as Norman was replying.  

[Anonymous]

Get utilization way down, pay much more than the minimum on cards. That's a start. And allow cards to age. Time is a great healer.

[Anonymous]

ibericoham1: Thank you for your response.  I typically don't carry a balance over before the statement comes out.  It always report 0 balance.  COuld that be the problem, that I am not allowing anything o report as  a balance?

I totally agree time is a greater healer.

My thing is do I apply for another CC or wait?

Charlene

[Anonymous]

Sooner you get the accounts established the better. No reason to wait.