How do I get it removed from CR?

[cgreer72]

I just contacted one of the CA that had an open account for me. I paid the debt in full over the phone. The rep at the CA told me that their company didn't go through the process of having the debt removed from my CR, that I would have to do that. CA told me that they would send me a PIF letter and I would have to forward it to Experian and have Experian remove it from my report. Its this true? Do I just need to send a copy of the letter to Experian? Can someone give me some direction on this? I really need to off my CR.

[Anonymous]

No, it is not true.  Only the creditor can have it removed.

If they send you a letter saying PIF, thats all that will happen, the TL will show paid.

I would start sending GW letters.

[cgreer72]

Ugh!!!!! I love when people give out the wrong information. I just left a message with at the corporate office if the OC.